Free · No obligation · 20 minutes

Let's fix your credit — starting today

Tell us about your situation. We'll review your report and show you exactly which negative items we can remove and how long it takes.

🏆 150-Point Credit Score Guarantee
500+
Clients helped
150+
Avg. score gain
30d
First results
"My score jumped 87 points in the first 45 days. They removed 4 collections I didn't even know how to dispute."
M.J.
Marcus Johnson
Score: 541 → 628 in 45 days
★★★★★
⚡ Only 13 consultation spots left this month — we cap intake at 50 to protect quality
520 → 710 in 4 months
"They wiped out 7 collection accounts I had been stuck with for years. My mortgage rate dropped by 1.2% because of the score improvement."
K.T.
Karen Thompson
Business owner, Denver
★★★★★
498 → 645 in 60 days
"I was about to lose my home loan. They removed 3 derogatory marks in 2 months and my score hit 670 — I got approved."
R.P.
Roberto Perez
First-time buyer, Austin
★★★★★

Book Your Free Consultation

Fill this out — we'll reach out within 24 hours to schedule your call.

100% Free, No Obligation
FCRA-Certified Process
Results in 30–60 Days
Available Times 8am–5pm EST · Mon–Sun
✓ Average client sees results in 30–45 days of first dispute

We'll reach out within 24 hours. No spam, no pressure. By submitting you agree to be contacted about our credit repair services.

✓

You're confirmed!

We received your consultation request. Our team will reach out within 24 hours to schedule your free call.

1
Check your email within 24 hours We'll send a calendar link to schedule your 20-minute call at a time that works for you.
2
Pull your free credit report Grab a copy from AnnualCreditReport.com — we'll review it together on the call.
3
We start disputing within 48 hours After the call, your dedicated caseworker begins the dispute process immediately.

What to prepare for your call

  • Your most recent credit report (any bureau)
  • List of negative items you're aware of
  • Approximate dates items appeared on your report
  • Your credit score goals (mortgage, car loan, etc.)
Access Your Client Portal →
Here's how it works
📞
Step 1

Free Consultation

Tell us about your credit situation. We review what you owe and identify every challengeable item.

📋
Step 2

Credit Analysis

We pull your full report, map every negative item, and build a custom dispute strategy for each bureau.

⚡
Step 3

Dispute Filing

We file formal disputes with Equifax, Experian, and TransUnion. Bureaus must respond within 30 days by law.

Real results from real clients

Every day we help people recover from collections, late payments, and credit errors.

520 → 710 in 4 months
★★★★★
"They wiped out 7 collection accounts I had been stuck with for years. My mortgage rate dropped by 1.2% because of the score improvement."
K.T.
Karen Thompson
Business owner, Denver
541 → 628 in 45 days
★★★★★
"My score jumped 87 points in the first 45 days. They removed 4 collections I did not even know how to dispute."
M.J.
Marcus Johnson
IT Manager, Chicago
498 → 645 in 60 days
★★★★★
"I was about to lose my home loan. They removed 3 derogatory marks in 2 months and my score hit 670 — I got approved."
R.P.
Roberto Perez
First-time buyer, Austin

Common questions

Everything you need to know before booking your consultation.

Most clients see meaningful results in 30 to 60 days. The bureaus have 30 days to respond to each dispute by law. Complex cases with multiple items may take 3 to 6 months. We will give you a realistic timeline after reviewing your report.
Yes — absolutely. The Fair Credit Reporting Act (FCRA) gives every American the right to dispute inaccurate or unverifiable information on their credit report. We operate fully within FCRA guidelines. Our process is transparent, documented, and certified.
Denials happen — and we handle them. If a bureau denies a dispute, we escalate using secondary FCRA angles, contact the original creditor directly, or file complaints with the CFPB. We do not stop until we have exhausted every legal option for each item.
Two options: $100 per item removed (pay as we win) or $199/month unlimited disputes. No long-term contracts. No upfront commitments. You only pay for results.
We back our work with a 150-point guarantee. If you do not see at least a 150-point improvement after we have worked your file for 6 months, we refund your fees — no questions asked. That is how confident we are in our process.